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Annuity Specialist 

Joseph D. Salvemini, CLU, ChFC -
Chartered Financial Consultant - Specialist in Income Annuities / Immediate Annuities, Deferred Guaranteed Fixed Rate Annuities and Index Annuities.

Let me be Your Safe Money Specialist for Retirement Income Planning! Receive a Check or Direct Deposit Every month that will cover all of your Retirement Income Needs.

If Safety, an Attractive Growth Interest Rate and a Guaranteed Monthly Retirement Income is what you Desire, then any or all of these Fixed Annuities can be used to meet your objectives and are right for you.

Joe Is a member of the Society of Financial Service Professionals a National Organization of Credentialed Insurance and Financial Advisors. He has provided Expert Income Annuity / Immediate Annuity, Deferred Fixed Rate Annuity, Index Annuity, Life Insurance, estate and retirement planning and distribution services to professionals, business owners, executives, individuals, and retirees since 1990.

Joe has a B.B.A. degree in Public Accounting from Pace University (1982), and a Chartered Financial Consultant, Chartered Life Underwriter Certification from The American College (1993). He has met or exceeded all continuing education requirements which allows him to stay up-to-date on the latest developments in the industry. Joe has gained Finance, Capital Markets & Accounting experience working for E.F. Hutton & Company (1983-1985), Bear Stearns & Company (1985-1990) and Advanced Financial Planning Experience with Northwestern Mutual/R.W. Baird (1990-1997) & Independently (Owner) from 1998 to Present.

In creating this FREE informational website and Online Annuity Shopping Service JDSAnnuities.com.  Joe is providing everyone with a wealth of educational Annuity information. More importantly he is providing a way for people who are interested in BUYING Immediate Income Annuities, Deferred Guaranteed Fixed Rate Annuities & Index Annuities to shop the entire market and make a purchase. You see Joe is a completely Independent Chartered Financial Consultant. He has access to the entire market and is constantly researching companies to provide his clients with the absolute highest payouts, interest rates and best deals on the market.
 
When you submit a quote/purchase request on this website you get impartial and expert recommendations that meet your objectives directly from Joe. All of your communication will be directly with him. You will not be passed off to a clerk or a customer service representative for any part of this process.
 
Best of all he will be here to serve you for years to come and All of these SERVICES are FREE! He will never charge you a fee! However, please respect our time and ONLY make requests if you're a serious BUYER with HONORABLE INTENTIONS to Buy your Annuities from us! The insurance companies pay for Joe's services when your Annuity applications are placed with them. You have nothing to lose!
 
Buy all of your Annuities Here!
 
Are You Interested in Index Annuities but would like more Educational Material before you speak to someone?
 
Click here to Watch Several Macromedia Flash Educational Index Annuity Video Presentations!
 

Take a Look at Interest Rate History all the way back to 1919 and compare in your mind where Rates were to Actual Events in History (Interest Rate Source the Federal Reserve):

Market Interest Rate History - 1919 to Present: Long Term Aaa & Baa rated Corporate Bonds. Proof that the BUBBLE in Interest Rates is now over. This bubble was caused by the U.S. Government's economic & tax policies of the mid 60's through 1981. The beginning of the end started in 1981 when a dramatic change in economic & tax policy occurred. This process of eliminating Inflationary Premiums in bond & debt pricing took about 23 Years to unwind. We are now back in the NORMAL HISTORICAL RANGE for Interest Rates where Aaa Corporate bonds Peak at around 5.50% (Pre 1968) and with Lows possible at Sub 3.00%. This Normal Historical Range will last for as long as the markets are confident that the # 1 Priority of the Federal Reserve is and will continue to be Low Inflation.

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Joseph D. Salvemini, CLU, ChFC - Chartered Financial Consultant -
(800) 568-4568

 

 

 
Joseph D. Salvemini, a domestic US insurance agent, is licensed to conduct business in ALL States except the following: AK & HI. CA License #0B91719
 

 

JDS Annuities.com
Monmouth County, New Jersey
Phone: (800) 568-4568
Contact: Please Complete Request for Contact Form.
www.JDSAnnuities.com      www.JoeSalvemini.com

 
 
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