Remember, sites that provide phone numbers are NOT calls directly to Specialists. They are calls to customer service sales people who may very well be in an entry level position or may be on the other side of the planet taking your call.
By completing a Request Form here you get an introduction to Highly Experienced Independent Professionals in the USA who you can talk to directly through out the entire process. Plus they can talk to you about any Financial Planning Topic.
Would you walk into a no frills clinic and have them do major by-pass heart surgery on you??? Of course you would not. Then why would you get help on major financial decisions and buy through these low level sales people at brokerage firms or bank branches when these sales people won't even be around in a couple of years??? How many so called advisors have you dealt with the last few years at these same firms??? They are NOT paid on how well they advise you and how you do with that advice... They are paid on how much they sell to you. They only last a few years because their firms believe that they are not selling enough investments to you or not enough of the investments those firms want their advisors to sell to you this year. That decision has nothing to do with how well the investments they sold to you in the past have performed.
You can count on a ChFC®'s expertise.
Your Chartered Financial Consultant® has completed the most extensive educational program required for any financial services credential. Each ChFC® has taken eight or more college-level courses on all aspects of financial planning from The American College, a non-profit educator with the highest level of academic accreditation.
The average study time for the program is over 400 hours, and advisors frequently spend years earning this coveted distinction. Each ChFC® must also complete a minimum of 30 hours of continuing education every two years and must meet extensive experience requirements to ensure that you get the professional financial advice you need.
You can count on a ChFC®'s integrity.
Advisors with the ChFC® designation are required to serve you with the highest level of professionalism. The authority to use the ChFC® mark is granted by the Certification Committee of the Board of Trustees of The American College, and that privilege is contingent on adherence to strict ethical guidelines. All ChFC® advisors are required to do the same for clients that they would do for themselves in similar circumstances, the standard of ethical behavior most beneficial for their clients.
THE COMMITMENT OF A ChFC®
In all my professional relationships, I pledge myself to the following rule of ethical conduct: I shall, in light of all conditions surrounding those I serve, which I shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, I would apply to myself.
