Immediate Income Annuity Strategy
Are you Age 64 and Planning to Retire in 1 Year?
Then Study this Fantastic Strategy to maximize your Guaranteed Monthly Income with a One Year payment start date and continue for Life, the Joint Lives of you and your spouse or a Certain Period of Time.
Case FACTS: Age 64 and have a strong need for Monthly Income Starting in Exactly 1 Year at Age 65. Have a Substantial Portfolio in addition to 401K / IRA type pension plans. On your mind is this question... What action can I take now to maximize my Monthly Income for retirement.
$1,000,000 exchanged TODAY for one of the Following Guaranteed Monthly Income Streams which are actually Monthly Cash Flows beginning in One Year:
Note: CFR = Cash Flow Rate
Note: Purchase date Today with 1st payment delayed 1 Year.
Note: 1st Dollar amount on the Left side is the Monthly Payment,
2nd is the Sum of 12 monthly payments and
3rd (if any) is the Sum of all payments you will receive over the Specified Period.
MALE Age 64:
$6,817.10 - Life ONLY - $81,805.20 over 12 mos - 58.80% Tax Free - CFR 8.181%
$6,197.66 - Life with 15 Years - $74,371.92 over 12 mos - 58.20% Tax Free - CFR 7.437%
$5,805.45 - Life with 20 Years - $69,665.40 over 12 mos - 57.30% Tax Free - CFR 6.967%
$6,331.20 - Life with Installment Refund - $75,974.40 over 12 mos - 58.20% Tax Free - CFR 7.597%
Male 64 / Female 63:
$5,456.98 - Joint & Survivor Life - $65,483.76 over 12 mos - 58.00% Tax Free - CFR 6.545%
$5,384.85 - Joint & Survivor Life with 20 Years - $64,618.20 over 12 mos - 57.00% Tax Free - CFR 6.462%
FEMALE Age 64:
$6,229.11 - Life ONLY - $74,749.32 over 12 mos - 64.30% Tax Free - CFR 7.475%
$5,886.60 - Life with 15 Years - $70,639.20 over 12 mos - 61.30% Tax Free - CFR 7.064%
$5,657.98 - Life with 20 Years - $67,895.76 over 12 mos - 59.00% Tax Free - CFR 6.790%
$5,930.33 - Life with Installment Refund - $71,163.96 over 12 mos - 61.50% Tax Free - CFR 7.116%
Female 64 / Male 63:
$5,468.04 - Joint & Survivor Life - $65,616.48 over 12 mos - 57.80% Tax Free- CFR 6.562%
$5,394.49 - Joint & Survivor Life with 20 Years - $64,733.88 over 12 mos - 56.80% Tax Free - CFR 6.473%
Period Certain Immediate Income Annuities:
Period Certain for 13 Years - Payments 78.00% Tax Free:
$8,223.48 per mo - $98,681.76 over 12 mos - $1,282,862.88 over 13 Yrs - CFR 9.868%
Period Certain for 15 Years - Payments 74.00% Tax Free:
$7,509.63 per mo - $90,115.56 over 12 mos - $1,351,733.40 over 15 Yrs - CFR 9.012%
Period Certain for 18 Years - Payments 68.80% Tax Free:
$6,724.73 per mo - $80,696.76 over 12 mos - $1,452,541.68 over 18 Yrs - CFR 8.070%
Period Certain for 20 Years - Payments 65.20% Tax Free:
$6,388.58 per mo - $76,662.96 over 12 mos - $1,533,259.20 over 20 Yrs - CFR 7.666%
Period Certain for 23 Years - Payments 62.30% Tax Free:
$5,818.23 per mo - $69,818.76 over 12 mos - $1,605,831.48 over 23 Yrs - CFR 6.982%
Period Certain for 25 Years - Payments 59.60% Tax Free:
$5,593.37 per mo - $67,120.44 over 12 mos - $1,678,011.00 over 25 Yrs - CFR 6.712%
For small or Larger amounts divide or multiply these amounts. Example: for a $500,000 amount divide these payouts by 2 and for a $250,000 amount divide these payouts by 4, etc. etc.. This one year delay strategy can be used for any age where you want monthly income to begin exactly 1 year from today.
These amounts were generated on 7/09/2010 and may or may not be the highest currently available.
In order to receive Immediate Income Annuity Quotes Designed for your personal situation please complete this request form: (Click Here)
Immediate Annuities or Immediate Income Annuities as they are more appropriately called provide safety, predictability, an attractive rate of interest and Cash Flows during Retirement that can't be safely matched by other assets or investments of like dollar amounts you may allocate into.
Immediate Income Annuities are all about Guaranteed Fixed Spendable Monthly Cash Flows that you receive each month for life or for a set period of time. When you're in Retirement these Cash Flows are what's important to you. Nothing else comes close in importance.
Having a Guaranteed Monthly Income Stream as part of your Portfolio improves the performance of your Entire Retirement Portfolio. How? It allows you to focus on investing long-term for maximum compounded return without having to worry about your monthly spendable funds or cash flows.
Safety, Simplicity and No Fees: You know up front how much of a Lump-sum you need to exchange for the Monthly Payment you receive. Nothing else is charged to you nothing is deducted from your payments. It is what it is!
If you really want to get a complete understanding of Immediate Income Annuities and other Fixed Rate & Index Annuities read this website.
In order to receive Immediate Income Annuity Quotes Designed for your personal situation please complete this request form: (Click Here)
Note: Amounts lower than above in CA, ME, NV, SD, WV & WY ONLY for Non-Qualified money and in CA & WV for Qualified money due to premium taxes charged in your States. Your State imposed this Tax.
