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$147,017 ...OR ...an Annualized Return of 8.01% over the 5 Years.


The MATH:
$100,000 + :
 
+5%  or $5,000     = $105,000 ...End of Year 1
+5%  or $5,250     = $110,250 ...End of Year 2
-0-%  or $-0-         = $110,250 ...End of Year 3
+27% or $29,767  = $140,017 ...End of Year 4
+5%   or $7,000    = $147,017 ...End of Year 5


OK ...Now...what if you made a longer than 10 Year commitment (14 Years) and in exchange you receive a fully earned 10% Bonus on the day of deposit?

$100,000 becomes $110,000 on the day of deposit (assume all else is equal).

The MATH:
 
$110,000 + :
 
+5%  or $5,500     = $115,500 ...End of Year 1
+5%  or $5,775     = $121,275 ...End of Year 2
-0-%  or $-0-         = $121,275 ...End of Year 3
+27% or $32,744  = $154,019 ...End of Year 4
+5%   or $7,700    = $161,719 ...End of Year 5


$161,719 ...OR ...an Annualized Return of 10.09% over the 1st 5 Years (Remember 14 Year commitment for this hypothetical bonus and example).
 

One more quick example of REAL RISK stated another way:
 
 
If the Market Declines (25%) in the next 12 months or 1 Year .........
 
What Percent would you need to Earn the following 12 months or Year to just get back to your initial investment?
 
Answer:   33.33%
 
 
If you Factor in Fund Management Fees and the Fee Paid to your Fee Based Investment Advisor or CFP  (Total Fees of 1.50% per year)?
 
Answer:   38.13%
 
 
The Moral of this story...is to Eliminate ALL DOWN YEARS.
 
 
Richard Russell, founder and editor of The Dow Theory Letter, put it succinctly when he said, "He Who Loses Least........Wins!"

 
Still Not Convinced? Take a Look at the following Chart. The RED Line is the S&P 500 Index and how it performed from 9/30/1998 to 9/30/2008 starting with $100,000. The GREEN Line is a similar type of Strategy (Not the exact one) that I have been discussing. A LOOK at Real Dollar Amounts NOT Percentages. CLICK HERE for CHART #1!    CHART #2     CHART #3    CHART #4
 
Hypothetical S&P 500 Back Testing Data with three Participation Rates of 55% / 65% / 75% - Annual Reset 1 Year Point-to-Point crediting method for the following periods:

Last 20 Years: Hypothetical #1
Last 15 Years: Hypothetical #2
Last 10 Years: Hypothetical #3             Click Here for a List of TOP Rated Index Annuities
Last 5 Years:   Hypothetical #4
20 Year from 1950 to 1970: Hypothetical #5
20 Year from 1970 to 1990: Hypothetical #6
1990 to Present: Hypothetical #7

5-10-2011 New Hypothetical - Last 20, 15, 10, 5, 2 Years... CLICK HERE!

{Interest Earned and credited each year is = to the increase in the S&P 500 Index from start date each year to end date 12 months hence X the Participation Rate ::: Annualized Return for the full period of time is under the Annualize Return Column in the bottom row for each hypothetical participation rate. Please also read the yellow tags on each page.}


OK ...I get it Now!   Where can I sign up for this Market Risk Elimination deal for a portion of my portfolio?

 
Wait ...there's a lot more to learn First.


Click here to Learn more about this well kept Secret and then click on the Request for information form and I will give you the specific details on a few of what I consider to be the very best Market Risk Elimination deals.


To Skip that and Request Details Now, Click Here


Are YOU using UNSAFE Money or SAFE Money for YOUR Retirement?

Click Here to Request Personalized Information on HOW to use SAFE MONEY for Your Retirement - Details and Information.


Click Here for a List of TOP Rated Index Annuities


 

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