Starting with the same $100,000:
Year 1: +10% @ 50% = +5% ...UP
Year 2: +10% @ 50% = +5% ...UP
Year 3: -(40%) @ 50% = -0-% ...Remember No Down Years Possible
Year 4: +55% @ 50% = +27% ...UP
Year 5: +10% @ 50% = +5% ...UP
What do you think your Actual Account Value would be at the end of 5 Years?
What do you think the Annualized Return be?